AppleCare+ for iPad - Monthly Plan

Can I access Apple experts 24/7 through AppleCare+?

Does AppleCare+ include unlimited incidents of accidental damage protection?

Is there a service fee for each accidental damage incident?

(2 year plan appleCare vs monthly). If the 2 years are up will i get a reminder to renew my coverage? or will it just stop? and would I have the option to pay monthly after? If I chose the monthly payment, is there a limit on length of time for coverage?

Hello. I purchased an Apple Pencil when I purchased my ipad (with apple care). The pencil has stopped working. Does apple care cover the apple pencil like it does the ipad itself?