5% Back in Rewards (6% for Elite Plus Cardmembers):
*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. Elite Plus members get an additional .5 points per $1 spent (a total of 6% back in rewards) on qualifying Best Buy purchases using Standard Credit on the Best Buy Credit Card. Points are not awarded on promotional credit purchases. Does not include tax. Additional limitations may apply. Subject to My Best Buy Program Terms.
Financing Details:
*As of the last 30 days, My Best Buy®, Magnolia™ & Pacific Sales™ Credit Card Purchase APRs: variable 23.24%–27.99%, non-variable 9.00%–24.34%, Min. interest charge up to $2; My Best Buy Visa® Purchase APRs: variable 10.74%–27.99%; non-variable 9.99%–20.24%, Cash APRs: variable 25.99%–27.99%, non-variable 24.49%–26.24%; balance transfer fee is the greater of $15 or 5% of the amount of each transfer; cash advance fee is the greater of $10 or 5% of the amount of each cash advance; Min. interest charge up to $1; Annual Fee: $0–$59, based on creditworthiness. On approved purchases on the My Best Buy Credit Cards issued by Citibank, N.A. Min. Payments required. Easy Replenish™ purchases excluded. Geek Squad® purchase must be associated with qualifying product(s).
10% Back in Rewards:
*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points are not awarded on promotional credit purchases. May not be combined with other My Best Buy offers. Does not include tax. Additional limitations may apply. Subject to My Best Buy Program Terms. Subject to change without notice.
3% Back in Rewards:
*Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations. Subject to merchant classification of Visa® transactions on which we rely.
2% Back in Rewards:
*Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Subject to merchant classification of Visa® transactions on which we rely.
1% Back in Rewards:
*Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy with the My Best Buy® Visa®.
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My Best Buy® Credit Cards
Financing that works for you
Learn how financing offers work
My Best Buy Credit Card |
My Best Buy Visa® Card |
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|---|---|---|
| Shopping at Best Buy | ||
5% back* in rewards 6% back* in rewards for |
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Flexible financing options |
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| Shopping where Visa® is accepted | ||
3% back* in rewards on gas purchases |
Not available | |
2% back* in rewards on dining and grocery purchases |
Not available | |
1% back* in rewards on everyday purchases |
Not available | |
Your Card is part of the My Best Buy® program, giving you even more rewards to save on the technology you want at Best Buy.
| Purchases | Points | Reward certificate value | |
|---|---|---|---|
| Core and Elite Cardmembers | |||
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5% back* in rewards when you choose standard credit |
$500 | 1,250 | $25 |
| Elite Plus Cardmembers | |||
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6% back* in rewards when you choose standard credit |
$500 | 1,500 | $30 |