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My Best Buy® Credit Cards

Make payments, check your balance and more.

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My Best Buy Credit Card

My Best Buy Visa® Card

Shopping at Best Buy

5% back in rewards

6% back in rewards for
Elite Plus Cardmembers

Yes Yes

Flexible financing options

Available Available
Shopping where Visa® is accepted

Limited time, through December 2019

3% back* in rewards

on grocery and furniture purchases

Not available Available

Limited time

3% back* in rewards

on gas purchases

Not available Available

2% back* in rewards

on dining purchases

Not available Available

1% back* in rewards

on everyday purchases

Not available Available

My Best Buy Rewards

Your Card is part of the My Best Buy® program, giving you even more rewards to save on the technology you want at Best Buy.

Learn more ›

Purchases Points Reward certificate value
Core and Elite Cardmembers

5% back* in rewards

when you choose standard credit

$500 1,250 $25
Elite Plus Cardmembers

6% back* in rewards

when you choose standard credit

$500 1,500 $30

Four ways to pay

Online

Make a payment online or check your balance.

Pay now*

In store

Pay your bill at any Best Buy store by cash or check.

Find a store near you

By mail

Send your payment, including account number, to the address printed on your statement.

By phone

Call 1-888-574-1301. Have your account number and valid check from a U.S. bank ready when you call. There is no fee when you pay through our automated system.

5% Back in Rewards (6% for Elite Plus Cardmembers):

*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. Elite Plus members get an additional .5 points per $1 spent (a total of 6% back in rewards) on qualifying Best Buy purchases using Standard Credit on the Best Buy Credit Card. Points are not awarded on promotional credit purchases. Some products purchased at Pacific Sales® Kitchen & Home Stores are not eligible to get My Best Buy® Rewards. Does not include tax. Additional limitations may apply. Subject to My Best Buy Program Terms.

Financing Details:

*As of the last 30 days, My Best Buy®, Magnolia® & Pacific Sales® Credit Card Purchase APRs: variable 24.99%–29.74%, non-variable 9.00%–24.34%, Min. interest charge up to $2; My Best Buy Visa® Purchase APRs: variable 12.49%–29.74%; non-variable 9.99%–20.24%, Cash APRs: variable 27.74%–29.74%, non-variable 24.49%–26.24%; balance transfer fee is the greater of $15 or 5% of the amount of each transfer; cash advance fee is the greater of $10 or 5% of the amount of each cash advance; Min. interest charge up to $1; Annual Fee: $0–$59, based on creditworthiness. On approved purchases on the My Best Buy Credit Cards issued by Citibank, N.A. Min. Payments required. Easy Replenish™ purchases excluded. Geek Squad® purchase must be associated with qualifying product(s).

10% Back in Rewards:

*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points are not awarded on promotional credit purchases. Some products purchased at Pacific Sales® Kitchen & Home Stores are not eligible to get My Best Buy Rewards. Due to security requirements, online purchases may be ineligible for offer if credit card application is made in-store. May not be combined with other My Best Buy offers. Does not include tax. Additional limitations may apply. Subject to My Best Buy Program Terms. Subject to change without notice.

Limited-Time 3% Back in Rewards:

*Valid 10/1/19–12/31/19. Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at grocery stores and furniture stores (home, office, commercial and outdoor). Subject to merchant classification of Visa® transactions on which we rely.

3% Back in Rewards:

*Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations. Subject to merchant classification of Visa® transactions on which we rely. Offer may be withdrawn without notice.

2% Back in Rewards:

*Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants and bars. Subject to merchant classification of Visa® transactions on which we rely.

1% Back in Rewards:

*Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy with the My Best Buy® Visa®.

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