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BestBuy.com and American Express® Pay with Points Program Terms


1. Card Member Eligibility

An "Eligible Card" is a valid, Membership Rewards®–enrolled (a) American Express Consumer Card, (b) Business Card from American Express OPEN, or (c) American Express Corporate Card, which must be issued in the U.S. by American Express.

You will be able to use Membership Rewards points only if you are the primary account holder of the Eligible Card or are an Additional Card Member who has been authorized by the primary Card Member to redeem points. In addition, the Eligible Card account must also be in good standing and not in default at the time of redemption.

If you are an Additional Card Member who has not been authorized, you will not be able to use points on BestBuy.com.

To participate, you must have an Eligible Card and have at least 2 points in your Membership Rewards account.

2. Using Points for BestBuy.com Purchases

If you check out as a Guest on BestBuy.com, enter your Membership Rewards–enrolled American Express Card information and click the See Points Balance button to see your available points balance and its associated dollar value for use on BestBuy.com. Enter the dollar amount you would like applied. You may edit your selection before clicking Place Order.

If you have a BestBuy.com account and already have a saved Eligible Card on file, for your security, you may be asked to reenter your full Eligible Card number before being able to click the See Points Balance button. You will then be shown your available points balance and its associated dollar value for use on BestBuy.com. Enter the dollar amount you would like applied. You may edit your selection before clicking Place Order.

3. Notice Regarding Your Privacy Rights

If you select See Points Balance in this Program, American Express will share your points balance with Best Buy so that you can see your points balance on BestBuy.com. If you have previously logged in to your registered BestBuy.com account and checked your points balance, American Express will share your updated points balance with Best Buy so that you may see your updated points balance each time you log in to check out with the Eligible Card. If you no longer wish to have American Express share your Membership Rewards points balance with Best Buy, you can change your selection from your BestBuy.com account settings by visiting the Credit Cards section and selecting Remove Card for the Eligible Card. If you select Remove Card, then you will be unable to see your points balance or use points for future purchases without again entering your account information at checkout and saving the Eligible Card in your BestBuy.com account.

For more information about how American Express protects your privacy please see the American Express U.S. Online Privacy Statement.

4. Generally

To view your available points balance, go to MembershipRewards.com. Point redemption rate may vary for future purchases.

When you choose to use points for your purchase, and select Place Order, American Express will debit from the Membership Rewards Program account linked to the Eligible Card the number of points to your corresponding selection. You may select up to the total amount of points required to cover the transaction or up to the full value of your points balance, whichever is less, to the nearest $.01. Further, a credit in an amount equal to the dollar amount of your selection will be issued to the Eligible Card account. Please allow up to 2–4 days for the corresponding credits to be reflected on your Eligible Card account. If a credit is processed after your Eligible Card account statement's closing date, it will appear on your next statement. Remember, the minimum amount due on your Eligible Card account must be paid by the due date.

If there is a processing error with your choice to use points, your Eligible Card will be charged and the corresponding credit will not be issued to the Eligible Card account for your transaction. In this event, if you would like to use points for your transaction, please call the number on the back of your Eligible Card, and American Express will be happy to assist you.

5. BestBuy.com Conditions of Use Apply

BestBuy.com Conditions of Use apply.

6. Card Member Agreements Apply; Changes to This Agreement

Access to and use of this Program is subject to and governed by Card Members' agreements with American Express, including the Membership Rewards Program Terms and Conditions and these Terms. For any inconsistency between these Terms and the Membership Rewards Program Terms and Conditions, these Terms apply. We may change or modify these Terms by posting changes or modifications at any time and will update the date indicated after Last Modified. If you do not agree with these current or modified Terms you must not participate in this Program.



Last Modified: April 6, 2016

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