A:AnswerThey pretty much give you dollar value of the equipment or replacement is as close to item as possible at times depending on what it is. (In my case my monitor alien ware curve went out and they couldn't replace it so they just gave me what I paid for store credit, do remember that amount is the item not the item +plus what you paid for coverage)
I would suggest you talk to the store since they will try to repair and if not then it goes to that other point(unless its one of those items that is cheaper to just replace then fix for them)
A:AnswerADH stands for Accidental Damage from Handling.
The easiest way to have a basic understanding of coverage of these types of plan is to ask, "How does the manufacturer intend for this product to be used? Accidental damage that happens as a result to their intended use is typically covered (outside of specifics to specific products). Any sort of damage that happens as a result to use that is not intended by the manufacturer is likely not covered. Laptops aren't meant to be used in bathtubs or in the pool, so submersion isn't covered (at least since I last checked), however drinking around your laptop, a "portable" computer, is expected. This is why spills and drops are covered.
Just don't throw your electronics. That is never covered. Abuse, use outside of manufacturer's intent, or disassembly.
Common coverage-
Battery replacement
Cord/charger replacement
Pixel burn in (there are specifics to this)
Power Surge
No Lemon Policy
A:AnswerI don't think so...It's not a warranty plan it's a coverage plan like having insurance protection on it for a year if I'm not mistaken Best Buy will let you cover items not bought through them and that may be a few years old. I would call or chat with Geek Squad to get a definite answer.