A:AnswerNo I don't think so. You have to have AT&T or other carrier to get monthly payments. I'm with Cricket also and I had to buy the unlocked version and pay the full price then put my cricket sim card in. Hope this helps.
A:AnswerI got a new phone and it depends on how long of contract that you have. My contract is 2 years so it breaks down payment. I could upgrade so I only had to pay taxes on the phone but I put money toward it so it would drop the price of the phone every month.