“How do you know of you qualify for monthly payments? Do you need a bank account? Does it do a credit check?”
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I decided to buy this product by applying for, at the time of purchase, a Best Buy credit card which saved me even more money. There was a credit check which was painless, took about 5 minutes tops and I was approved. I can't answer your question regarding the necessity of having checking account. But the individual who assisted me was very professional and courteous and certainly would have answered any questions I might have had regarding yours or similar questions with out making me feel uncomfortable. Hope this helps.
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