“I currently have an iPhone 7+ that I'm paying for monthly, on the upgrade checker it says I can upgrade but have to trade in my current phone. What is the plans that I can do to Upgrade?”
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Well, to my understanding. If you are currently paying off your phone through monthly installments, you are not trading in your phone. You are simply exchanging it for another. If you completed paying off your phone then you may trade it in if you'd like. With this said, it depends on the carrier. Most carriers will let you choose whether you would like 18-24 months to pay your phone off with some perks of Apple's iPhone Forever program that I believe Sprint has. Or you have the option outright pay the full price of the phone upfront and not have to worry about paying a monthly payment on the phone since you paid it all off. It's a lot more helpful to go in store and talk to the representatives in case there are changes, because they always make changes to these, and see what promotions they have as well when purchasing your new phone.
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