“Can I purchase the phone with cash? Or on my Best Buy citi credit card? Is there a policy that says the store cannot do that because that’s the employees are telling me? Please let me know”
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If that is the route you want to go for your iPhone DO NOT buy from Best Buy! They charge more for unlocked phones. They also might not take payment in full for a "Verizon" iPhone because you'd most likely have to pay Verizon the money as it would be charged to your Verizon account. You're best beat would be to buy right from your carrier or from Apple.
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