“Can I buy iPhone X out right? I have a go plan with AT&T therefore I would have to. I also have a Best Buy/CitiBank Credit line, please let me know I'm having difficulties doing so.”
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Yes, you should be able to purchase the phone outright either online or in store, however, I would recommend you purchase it in store to avoid any potential issues that online can pose -- such as limited tender options and so on...
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