“How much would I be paying when I activated the phone and did Apple care with the 24 month payment plan with a phone to trade in?”
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I did not trade in my phone. My payment to AT&T not including my cellphone plan was $14.99/mo for 24mo, one time phone activation fee of $30 and $36.67/mo for 24mo for the phone. So my first AT&T bill since I got the phone increased by $81.66. It will increase by $51.66/mo for the remaining 23mo. You could decrease this by trading in your phone or making a larger down payment to AT&T. Hope you find this helpful.
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