A:AnswerSure you can, if you prefer. However, before you do so, I would highly recommend you to do thorough research on desired carriers, such as Sprint, T-Mobile, and Verizon and then compare their rates, terms & conditions on the agreement, and perks comes with service agreement. I personally prefer AT&T against all others because of group discount offer, easy payment plan on devices, and Perks that AT&T offers to its wireless customers. Most of all, AT&T arms with professionals who could fulfill your needs in timely manner. That all matters to me! Good luck with your choice of the carrier.
A:AnswerUnfortunately, No. However, I strongly recommend you to purchase apple care for your iPhone XS Max 64GB in case of accidental incidents. If you do decide to purchase apple care, you have options to make monthly payment of ($9.99 x 12) or pay the entire amount at once. It's your choice. The apple care will cover your device for 2 years from the purchase date. In addition, now you can purchase optional insurance to cover for lost or stolen devices, however, this insurance is a bit pricy. If you often have to leave your iPhone XS at work for any reason, I would suggest you to get this optional insurance to protect your investment (device).
A:AnswerYou asked ...
FICO is a meaure of credit worthiness. The way it is accessed...
1. How much open debit you have
2.Late payments, delinquency, bad debits
3. Your debit ratio , credit utilization in other words with open credit do you have more than 30% used. For example, you have a credit card with a limit of $3000, 30% of that would be $1000 , now if you have used more that $1000 , that drops down your FICO further.
A low FICO does not always signifying a negative picture, it could reflect a person has very little open credit and prefers paying in cash. A person with a FICO of 800s tells me they have $10000s in debit that they are great at paying off which is exactly what big business loves.
Debit is not your friend.
Not knowing your financial picture I cannot tell if getting a phone will help or harm you but getting into debit to improve your FICO is not the wisest move to make.
What happens next year when a new iPhone comes out? Guaranteed it will be an even better phone and you could be in a stronger financial position, if you decided to hold off and make some financial changes.
Good luck with your decision, I hope this was educational ( no judgement)
A:AnswerYou have to choose a phone company, they are going to run your credit to see if you have to pay anything down on the phone, if you qualify for 0 down u still have to pay the taxes for the phone, I paid 113 all together, 103 for the phone taxes an and 9.99 for Apple Care for this exact phone ,if you just want the phone and no phone company but you'll have to pay in full go to an Apple store, also it's quicker to order it online and go pickup at the store in less than 45 minutes! I must say I love my phone !
A:AnswerYou can add the phone you want to the cart, then choose the service level you want.. it’ll go through a credit check and identity verification. Once approved, you can choose to have the phone shipped to you or pick up in store.
