“I currently have the Family version of Microsoft 365 which will automatically renew on 1/1/2022...I no longer need the family version and now just want the Personal Version....How do I renew a different plan and pay a different subscription price”
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The best place to start will be your Micrsoft profile page, where you'll be able to see and manage all of your current subscriptions. From this interface, you'll be able to make the changes you desire, and update your software accordingly. Find all the guidance you need, here: https://support.microsoft.com/en-us/office/manage-your-microsoft-365-subscription-959ac957-8d37-4ae4-b1b6-d6e4874e013f
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