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Hi Darrin, It looks like this question was posted on a Samsung panel listing rather than a refrigerator product. If you're asking about a Samsung refrigerator—especially models in the Bespoke series—some versions do come with panels pre-installed, while others require you to purchase and install the panels separately. When delivered, the refrigerator typically arrives fully packaged and protected. If the model includes panels, they'll already be attached. If not, you'll receive the base unit, and the custom panels will need to be added afterward. To be sure, it's best to check the specific model number or product listing for details on what's included. Leo
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