A:Answer No. It's EITHER (a) $199 one-time cost if you sign a 2 year contract (for you voice/data) *or* (b) $33/mo for 24 months if you choose the device payment plan. Do not that, if you do the latter, Verizon will credit you $20 per month (Verizon Plan) or $25 per month (More Everything Plan, if you are still on this) to offset your $40/mo line access cost WHILE you are on a device payment plan. This means your net cost is $8 a month. However, it essentially locks you in to either pay off the phone (over 2 years or earlier) OR trading it in when you have paid enough of it off (I think it is either 50% or 75% - I've been on a device plan for 1.8 years and it's 75% must be paid, but I thought I read they changed it to 50% for new device payment plans).