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3% back in rewards:
*Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations. Subject to merchant classification of Visa® transactions on which we rely.
2% back in rewards:
*Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants, bars and grocery stores. Subject to merchant classification of Visa® transactions on which we rely.
1% back in rewards:
*Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy or Pacific Sales® Kitchen & Home Stores with the My Best Buy® Visa® Card.
5% back in rewards:
*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases when you choose Standard Credit with your Best Buy Credit Card. Points associated with the My Best Buy® Credit Card are only awarded when you select Standard Credit. Does not include tax. Additional limitations may apply. Subject to My Best Buy™ Program Terms. Subject to change without notice.
Points banking:
*If you are not an active My Best Buy Plus™ or My Best Buy Total™ member, and your My Best Buy® Credit Card account is closed, point banking will be terminated and banked points will be issued as reward certificates. See My Best Buy™ Program Terms for details.
Financing details:
*As of the last 30 days, My Best Buy®, Magnolia™ & Pacific Sales™ Credit Card Purchase APRs: variable 27.74%–30.74%, non-variable 6.00%–24.34%, Min. interest charge up to $2; My Best Buy® Visa® Purchase and Balance Transfer APRs: variable 14.24%–30.74%; non-variable 9.00%–20.24%, Cash APRs: variable 29.49%–29.99%, non-variable 9.00%–26.24%; balance transfer fee is the greater of $15 or 5% of the amount of each transfer; cash advance fee is the greater of $10 or 5% of the amount of each cash advance; Min. interest charge up to $2; Annual Fee: $0–$59, based on creditworthiness. On approved purchases on the My Best Buy Credit Cards issued by Citibank, N.A. Min. Payments required. Easy Replenish™ purchases excluded. In select stores. Online offer may vary. Subject to change without notice.
10% back in rewards:
*Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases when you choose Standard Credit with your Best Buy Credit Card. If you apply and are approved for a new My Best Buy® Credit Card, your first day of purchases on the Credit Card using Standard Credit within the first 14 days of account opening will get an additional 2.5 bonus points (an additional 5% back in rewards, for a total of 10%). Points associated with the My Best Buy® Credit Card are only awarded when you select Standard Credit. May not be combined with other offers. Only one new customer acquisition offer, associated with opening a My Best Buy® Credit Card, is available per customer. Does not include tax. Additional limitations may apply. Subject to My Best Buy™ Program Terms. In select stores. Online offer may vary. Subject to change without notice.