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Many services like dropbox, google drive, etc. or backup services charge 15-20/month alone. With the MSFT business account, you don't need any of that plus you get many more features like Teams, Sharepoint, and exchange as well as the office apps. Honestly this is one of the most aggressive pricing strategies I have seen from Microsoft in a very long time.
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![Microsoft - 365 Business Standard (1 Person) (12-Month Subscription) - Activation Required - Windows, Mac OS, Chrome, Apple iOS, Android [Digital]-Front_Standard](https://pisces.bbystatic.com/prescaled/500/500/image2/BestBuy_US/images/products/6402/6402558_sd.jpg;maxHeight=100;maxWidth=60)