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I am not sure why you don not want a Microsoft account but the answer is Yes you have to create an account if you do not have one in order to download the software. They require it because it is their software and that's what they ask for.
Sorry, there was a problem. Please try again later.Using a Microsoft account and linking it with your Office for home product connects you to various Microsoft products and services, and makes it simple to reinstall Office without a product key. If you wish to learn more about the logistics associated with creating a Microsoft account, follow this link: https://support.office.com/en-us/article/Why-you-need-a-Microsoft-Account-with-an-Office-for-home-product-d1b81992-d824-4e3f-8351-e2c03172df62
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