“If I just want to use to balance my checking and savings and not get any yearly updates, i.e., not pay the yearly fee, will the program stop working after the year is up?”
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I use the starter package. According to Quicken, you will lose software updates and the ability to down/upload transactions directly with your bank. My advise, ditch the yearly fee, use your banks website directly and transcribe transactions to Quicken. It's a simple solution to Quickens money grab.
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