“Do you have to pay every month when using this card with an unlocked phone? If so, how much do you have to pay?”
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Yes. When you buy a sim card, you are only paying for the card, not the service. The card is tied to a specific company, usually. Prepaid service is paid in advance, every month. Rates vary from about $15 to $45 between different companies and different service plans so Google rates for prepaid plans, pick what you want to pay and then purchase a sim card for that company and sign up for their service.
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