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HP - Financial Calculator - Black-Front_Standard

HP - Financial Calculator - Black

Model: 12CSKU: 9023969

Customer rating

Rating 4.6 out of 5 stars with 111 reviews

98%
would recommend to a friend

Expert rating

Rating 4.5 out of 5 stars with 1 review

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Customer ratings & reviews

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Page 1, showing1-20 of 111 Reviews
  • Rating: 5 out of 5 stars

    A timeless classic

    Posted
    TheArtOfTheTrade
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    Great financial calculator for quickly crunching numbers. The buttons are very tactile--that is, you actually FEEL each and every click and don't have to check to make sure the calculator registered each number. I previously used a TXN BA II Plus but could not stand having to restart nearly half of all my calculations due to the calculator missing a key-press somewhere along the way. I don't have this problem with the classic HP 12C and am very happy. I've read that some people have experienced issues with double-presses and keystroke-misses while using newer 12C's, but I've found that this is not an issue with the models that take two CR2032 batteries are made in the Philippines (the model I got in-store at BestBuy).

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Excellent RPN calculator

    Posted
    EricTheRed99

    RPN (reverse polish notation) calculators are faster than algebraic calculators... even for algebra; because they work the way you think. With algebraic calculators you write the whole formula down and then key it into the calculator using parentheses () and the = key, from left to right, With RPN you enter in the formula the way you think, from the inside of the formula to the outside, using the Enter key as you go along to STORE the intermediate results. Much faster, easier and intuitive once you learn how. The 12C also has many common financial formulas built in and allows some programming as well. I have all of the HP Financial calculators but this is the one I grab most often. I wish they would re-release the model 22 as that had the perfect form-factor for 1-handed use.

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Best Financial calculator ever!

    Posted
    Nate
    • Verified PurchaserVerified Purchase

    After using an HP 12C financial calculator for over 30 yrs, I bought an HP 10 to save money (half the price of the 12C). Cumbersome to use, I returned it the next day and purchased another 12C. It doesn't get easier to use than the 12C as long is you can get comfortable with the RPC (Reverse Polish Calc) keystroke sequence --> 12x2=24 --> is 12 ENTER, 2 x. The new 12C is a 1000x faster than the 25 yr old 12C I had. Try amortizing 10 yrs into a 25 yr mortgage to calculate interest paid, principle paid, and remaining balance and the answer takes less than a second. On my old 12C it would take 30 seconds! Gotta love the new chips!

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    A financial workhorse in the palm of your hand

    Posted
    ncmntnman
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    I don't recollect when I bought my first HP12C; (the one I am reviewing is a replacement for one that I lost), but it must be about 25 years ago because I was using it in a job in the finance business. Frankly, it can do more types of calculations than most professionals in finance will ever need--discounted cash flows, lease vs buy, mortgage amortizatoins with and without balloon payments and on and on, all at a very reasonable price, about the size of a deck of cards and possessing a responsive keypad, great battery life, etc. etc. in addition to being fully programmable for those who wish to design their own computer-in-a-pocket; a great tool

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Excellent financial calculator

    Posted
    Raul
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    As a longtime financial advisor, I used the HP12c Financial Calculator for nearly 30 years. It served me well, and helped me greatly in my work. Now retired, I took a real estate investment class with my wife.. The instructor recommended the HP 10bII+ calculator to the class. I bought 2 of these calculators for class use, and was amazed at how easy it was to learn how to use. It is far more intuitive to use than the 12c. My wife caught on how to use it quickly, and has become quite skilled at it. I had to unlearn a few things, but once I did, I now prefer using the HP 10bII+ financial calculator.

    I would recommend this to a friend

  • Rating: 4 out of 5 stars

    Very good calculator but...

    Posted
    Assessor1
    • Verified PurchaserVerified Purchase

    I had a HP-12C from the 1980s. I could enter numbers without looking at the display because it was easy and dependable to work. The buttons are harder to work on the brand new version and sometimes do not register. Now I have to glance at the display and this slows me down considerably! The calculator still calculates beautifully and is much faster with some functions than was my original HP-12C. That's just the state of the art: in 1980 HP made their products in the USA. Today: better components made somewhere else.

    I would recommend this to a friend

  • Rating: 3 out of 5 stars

    good functions question durability

    Posted
    Anonymous

    Good caluculator for work and personal use. Once you learn how to use the HP 12 c it's difficult to go back to using an ordinary calculator. However I question it's durability. I seem to be replacing this calculator every 2 to 3 years which is becoming very costly. I question it's duarability as the same thing keeps happening.....'it just stop working" even after replacing the battery, it doesn't work. If I didn't think the functions were so great, I would not keep replacing.

    I would recommend this to a friend

  • Rating: 3 out of 5 stars

    Good Calculator

    Posted
    WindyCity
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    While this HP 12C works very well (fast processor, good key response); it this second calculator. I hade to return the originally purchased calculator in when it did not process all calculations accurately. In light of quality issues noted in other reviews, I will wait to see if this calculator will stand the test of time (my first HP 12C has lasted for nearly 25 years).

    I would recommend this to a friend

  • Rating: 4 out of 5 stars

    Great calculator with reverse polish notation

    Posted
    Paul4
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    The 12C is an old classic, this is my third or fourth buy of this type of calculator. Not for those who are not used to the reverse polish notation, which is actually more efficient. These have a great key action and feel. These used to be made in the USA, then later on off shored to "low cost" regions, so the more recent ones do not last as long. Pricey for the functions, but if you are used to HP calculators, it is hard to settle for other types of calculators.

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Great Financial Calulator for finance students!

    Posted
    Jazzy
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    I am a commercial bank credit underwriter and I have to have a good financial Calulator . I have used the HP Financial Calulator for 28 years and this is my 3rd version of this particular financial Calulator .. Not because it stopped working but b/c I lost them .. So, I recommend the HP financial Calulator as it is functional, easy to use, and accurate.

    I would recommend this to a friend

  • Rating: 4 out of 5 stars

    Gets the job done for my finance class

    Posted
    Alex
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    As a poor college student, I was just going to use a TI-83 calculator. However, using it took way too much time so I decided to buy this instead. It saves me a lot of time when doing finance homework. The only downside to this is that sometimes the buttons get stuck.

    I would recommend this to a friend

  • Rating: 4 out of 5 stars

    Nice calculator

    Posted
    Fuzzyhead
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite Plus MemberElite Plus Member

    Nice calculator. Very professional looking and feels well built and nice. Came with its own little case which is nice. I had to read the instructions to learn its basic functions but one you are used to it, it is great!

    I would recommend this to a friend

  • Rating: 3 out of 5 stars

    Great for real estate agents

    Posted
    V4RealEstate
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite Plus MemberElite Plus Member

    This is great for real estate agents or other financial professionals. Your phone could do just as good of a job with an app. But it's sometimes nice to have this when you're on the phone and need a reliable financial calculator

    I would recommend this to a friend

  • Rating: 1 out of 5 stars

    Difficult to use calculator

    Posted
    DangerSt
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    This calculator was too difficult to use, so I returned it and bought the Texas Instruments Business Analyst II Plus. They were about the same price.

    No, I would not recommend this to a friend

  • Rating: 5 out of 5 stars

    Works Well

    Posted
    Jake
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    I have been using this type of calculator for more twenty years. It finally stopped working, so I decided to splurge for a new one. Much better feel to it than the last one.

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Best financial calculator ever!

    Posted
    Swabbiejoe
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    Been using an HP 12c since they came out. HP 38c and HP 37 before that. I guess there's a new processor in the new one - the one I lost was 35 years old! Calculations are AWESOMELY FAST. Love this calculator

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    All you ever need in a financial calculater

    Posted
    Cabo
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite MemberElite Member

    This calculator has been popular in the financial industry for a long long time. Classic financial mathematics doesn't really change. Why change calculators when this one has worked so dependably and well over the years?

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    Great for finance class

    Posted
    Cladiese
    • Verified PurchaserVerified Purchase
    • My Best Buy® MemberMember

    I use this for my finance class and the teacher even recommended this and it’s really nice! I feel like it can work for any student! There are cheaper options but this calculator is really worth it!

    I would recommend this to a friend

  • Rating: 5 out of 5 stars

    BEST CLCULATOR EVER DURABLE FULL FEATURED.

    Posted
    HP12C
    • Verified PurchaserVerified Purchase

    This is a calculator I've used for over 30 yrs. My first bought in 1975. It died only recently. I love it. Does everything I need for financial planning, mortgages, loans. Great feel. Never dies.

    I would recommend this to a friend

  • Rating: 4 out of 5 stars

    Learning curve on the functionality

    Posted
    JavaUpdater
    • Verified PurchaserVerified Purchase
    • My Best Buy® Elite Plus MemberElite Plus Member

    Being new to a financial calculator, this is not very intuitive and I have to watch YouTube videos to learn how to use different functions. It works great after I learn how to use it.

    I would recommend this to a friend