“Can I purchase S8+ in monthly plan by my Bank of America's Credit Card ? Or I have to use Best Buy's Credit ?”
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Use your BestBuy card, better deal. You can get 24mo financing and the phone is yours. As long as you pay the monthly charge you'll pay it off within the 24mo financing time period and come out ahead. If you're looking at changing the phone within 12mos/18mos then just go with a program phone from Sprint or another carrier.
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