A:AnswerYou asked ...
FICO is a meaure of credit worthiness. The way it is accessed...
1. How much open debit you have
2.Late payments, delinquency, bad debits
3. Your debit ratio , credit utilization in other words with open credit do you have more than 30% used. For example, you have a credit card with a limit of $3000, 30% of that would be $1000 , now if you have used more that $1000 , that drops down your FICO further.
A low FICO does not always signifying a negative picture, it could reflect a person has very little open credit and prefers paying in cash. A person with a FICO of 800s tells me they have $10000s in debit that they are great at paying off which is exactly what big business loves.
Debit is not your friend.
Not knowing your financial picture I cannot tell if getting a phone will help or harm you but getting into debit to improve your FICO is not the wisest move to make.
What happens next year when a new iPhone comes out? Guaranteed it will be an even better phone and you could be in a stronger financial position, if you decided to hold off and make some financial changes.
Good luck with your decision, I hope this was educational ( no judgement)
A:AnswerYes. Make sure you have the phone unlocked at the store and tested with a SIM card, even with a US SIM, just for the sake of getting reception.
I was in Brazil for business and just swap my US SIM for a TIM pre-paid and worked fine.
A:AnswerYou have to choose a phone company, they are going to run your credit to see if you have to pay anything down on the phone, if you qualify for 0 down u still have to pay the taxes for the phone, I paid 113 all together, 103 for the phone taxes an and 9.99 for Apple Care for this exact phone ,if you just want the phone and no phone company but you'll have to pay in full go to an Apple store, also it's quicker to order it online and go pickup at the store in less than 45 minutes! I must say I love my phone !
A:AnswerIf you are talking about buying an unlocked version of the phone and financing it via the carrier of your choice, you would have to contact the carrier. Most of the monthly prices you see advertised assume you are adding a new plan or tacking it on to an existing plan. I hope this helps answer your question.
A:AnswerYou can add the phone you want to the cart, then choose the service level you want.. it’ll go through a credit check and identity verification. Once approved, you can choose to have the phone shipped to you or pick up in store.
A:AnswerIf iPhone is unlocked and sim free it can be used. Also remember this has a dual sim and can have 2 different numbers from 2 different carriers in this phone
