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You have to choose a phone company, they are going to run your credit to see if you have to pay anything down on the phone, if you qualify for 0 down u still have to pay the taxes for the phone, I paid 113 all together, 103 for the phone taxes an and 9.99 for Apple Care for this exact phone ,if you just want the phone and no phone company but you'll have to pay in full go to an Apple store, also it's quicker to order it online and go pickup at the store in less than 45 minutes! I must say I love my phone !
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