“So what happens after the 24 months is this a lease or a fix payment agreement ??”
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When purchasing Xbox Series S through the Xbox All Access program, you own your console after all payments have been made. For more information about Xbox All Access, please go here: https://www.bestbuy.com/site/xbox-series-x-and-s/xbox-all-access/pcmcat1579299055180.c?id=pcmcat1579299055180
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