Would rate it a 5 star, however, in the product description it states that it comes with an adjustable umbrella holder. I bought two of these and neither one came with the holder. There are even images of the product that show it with an open umbrella, but there is not one built in or included as a separate accessory. I checked the owners manual and there is no mention of an umbrella holder. I checked the manufacturers website and they also indicate that a holder is included. I would have looked at something else had this not been advertised with the holder. Feeling quite deceived with this purchase. Guess I will head to Amazon and look for an umbrella holder to add to these two carts that I have.