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The warranties are the same despite the amount you pay. The difference is the amount they cover up to. From what I can determine, (I'M NOT AN EMPLOYEE you would need to ask an associate to be certain) it's $10 for every $50 worth of covered product. So if you purchased the $59.99 plan with $399 of qualifying product and needed a replacement it would only cover up to $299 of the product instead of the full replacement price of $399.
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