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My opinion - if you're saying you have a Pre-Paid AT&T Phone Plan were u must pay a month in advance - meaning, on 11/20 I pay for 11/21 thru 12/19 Pre-Paid cellular phone plan. Its cheaper plus if u have it automatically deducted from your checking account u get a discount also. But Pre-paid Plans are not allowed to finance phones they must pay the whole amount upfront plus I think u are not eligible for any of the AT&T sweepstakes they offer either. But double check with AT&T.
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