“So I already have a plan with AT&T but its under somebody else’s name under a family plan. If I buy the phone with with installment basis is it a seperate payment or would it reflect with the plan that I have now? Is there down payment if paid seperately?”
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It would reflect on the Payment plan you have now. They will readjust the bill. The down payment which is the taxes on the phone is paid when you pick up / buy the phone.
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