“Why is the phone 648 if financed, but 699 if not? 699 is the highest price for this phone anywhere in the US.”
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AFAIK.. If a phone is financed the sales tax which will be about $50 is due before you pickup the phone and the rest $649 is split into 24 to 30 month installments. Hence in total you will still be paying almost $699 in both cases.
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