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My cell phone company US Cellular actually helped me to get my text messages to be received by my phone. The representatives spent a significant amount of time trying to diagnose the problem, And eventually it only needed the sim card to be removed and reinserted to correct the problem. I also buy unlocked phones from places like Best Buy and put a good case on it and a screen protector. Don't bother to give a cell phone carrier a significant amount of money for insurance. Save yourself even more money than buying your phone from your carrier and being locked into their plans!
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