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This answer I give here came from asking your question in Copilot +. Copilot is Microsoft’s cloud AI assistant (the chatbot and in‑app helper), while Copilot+ refers to a class of Windows PCs with special AI hardware and extra on‑device AI features. What Copilot is Copilot is a generative AI assistant that runs mostly in the cloud and can answer questions, generate text, and create images from prompts, similar to ChatGPT. It shows up in Edge, Windows, and Microsoft 365 apps, with a free tier and an optional Copilot Pro subscription for faster GPT‑4 access and more image generation boosts. What Copilot+ is Copilot+ (often “Copilot+ PCs”) is a marketing name for Windows laptops/desktops that include a powerful NPU capable of at least 40 TOPS for running AI tasks locally. These devices unlock extra Windows‑level AI features like Recall, Cocreator image generation on‑device, Windows Studio Effects, and advanced Live Captions/translation that are not available on regular PCs. Type of thing: service vs hardware Aspect Copilot Copilot+ PCs What it is AI assistant service/software Hardware category of AI‑capable PCs Where it runs Mostly cloud (Azure) Mix of cloud + on‑device NPU Key requirement Microsoft account / browser/app PC with NPU ≥ 40 TOPS and Windows 11 Extra features Chat, text/image generation Recall, Cocreator, Studio Effects, Live Captions How they relate You can use Copilot on almost any modern device via the web or apps, regardless of hardware, but without the Copilot+ extras. A Copilot+ PC still uses Copilot as the assistant, but adds system‑wide, faster, and more private local AI processing thanks to the NPU and special Windows features. Related How does Copilot Pro differ from Copilot and Copilot Which features run locally on Copilot+ PCs versus cloud Copilot Do I need a Copilot+ certified PC to use Copilot features How much does Microsoft 365 Copilot cost and how to subscribe What are NPUs and why Copilot+ requires 40 TOPS performance can I receive Copilot + with a microsoft 365 account? You can use Copilot alongside a Microsoft 365 subscription, but Copilot+ is not included with Microsoft 365 Personal or Family plans. They are separate offerings. Here’s the breakdown based on the latest information: How Copilot and Microsoft 365 relate Microsoft 365 Copilot is the AI built into apps like Word, Excel, PowerPoint, Outlook, and Teams. This requires a Microsoft 365 subscription (Personal, Family, or business plans). Copilot Chat (the free version you’re using now) works with any Microsoft account and does not require Microsoft 365. Copilot+ (the premium Copilot subscription) is a separate upgrade and is not automatically included with Microsoft 365 Personal or Family. So what do you get with Microsoft 365? If you have Microsoft 365 Personal or Family, you get: Copilot is integrated inside Word, Excel, PowerPoint, Outlook, and OneNote AI features that work directly with your documents, emails, and files But Copilot+ is still an additional paid tier, not bundled into Microsoft 365. I hope this helps. The best thing is that whichever version of Copilot you use, you should just ask the question in Copilot and you will get back the same answer I brought up here> ASK COPILOT anything....You will be pleasantly surprised. Merry Christmas! John A.
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