A:Answer This is an Android phone, not an Apple OS phone. Per the specs, it comes with Android 12. If you are switching from an iOS device to this phone, you will want to download the Chase banking app from the Google Play store. If you are switching to the S91 Pro from another Android phone, however, you should be able to load all apps installed on an older phone onto this phone during the initial setup (including the Chase banking app), as Google will have saved which apps you've downloaded in the cloud, and Android 12 is a pretty current version of Android.