“If I purchase the phone with Verizon or AT&T, will the phone be locked to the network? If so how long?”
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Yes, the phone will be locked onto the network, but the time it is locked for depends entirely on the provider. For example, Verizon locks devices for 60 days of active survive after activation, whilst AT&T will lock it until the phone is paid off in full, then it will be unlocked.
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