“If all I want to do is some banking, bill paying, email and basic games like solitaire or word games, would I still need to buy Microsoft family subscription?”
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If you do not need Word, PowerPoint, Excel or Outlook, you probably will not need a Microsoft 365 subscription.
Sorry, there was a problem. Please try again later.You need Microsoft subscription if you want cloud drive and Microsoft Office, and you only need Family if you have people to share it with. If you want Office but not the cloud you can buy permanent license like Home and Office. You don't have to need Office for the things you listed.
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