“It does not specify it there is interest for the monthly payment option, is there?”
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You should be given an option to apply for a best buy card when you purchase it. If you do that and if they give you a high enough credit limit to cover the entire cost of the computer you should be given 12 months no interest. Since it's a credit card, not a loan, you don't have to pay it off within 12 months. If you have a balance remaining after 12 months that's when they will start charging interest. If you already have a best buy card and you have a high enough limit you should be able to just put it on the card and be given the same option for 12 months interest free. Just make sure to ask about that when you're there and they should be able to answer any other questions you have about it.
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