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Hi Saving, Many insurance companies offer discounts on insurance for homes and apartments with professionally-monitored security systems. Ring Alarm provides a professional monitoring certificate that you can submit to your insurance company to see if you may qualify for a discount. As the Alarm Smoke & CO Listener required a base station to operate, you may qualify for professional monitoring with the appropriate security devices. Here's how to get your Ring Certificate: https://support.ring.com/hc/en-us/articles/360048711732-How-to-get-a-professional-monitoring-certificate-for-your-insurance-company. Here is additional help on the Alarm Smoke & CO Listener: https://support.ring.com/hc/en-us/articles/360000705083-Ring-Alarm-Smoke-CO-Listener-Information. For any additional questions or concerns, please feel free to reach out on our community forum at https://community.ring.com/. We look forward to hearing from you soon! Thank you, Caitlin with Ring
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