“If one already has a contract with AT&T, why is the one-time payment so much more than the 30 payments of $10.83? It should definitely be the other way around with a one-time payment of $324.90 and 30 payments of $16.63. Makes no sense.”

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• If you can, play their game.. you make one payment and then pay it off right after if you choose. You’ll still get the discount. I did this myself because I don’t like making payments.

  Answered by SHELLGAME 5 years ago

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• This is AT&T's new way of putting you under a contract. I agree, not a good policy.

  Answered by RobP 5 years ago

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• a lot of people don't have a big down payment. besides, you don't get $300 worth of use in days or weeks.

  Answered by tapps57 5 years ago

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• Because AT&T gives you a subsidized price in exchange for you using their services for 30 months.

  Answered by Techie 4 years ago

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