A:AnswerNo. This is a T-Mobile phone. It is not unlocked. You could use it with AT&T only if you get it unlocked. For AT&T you should buy an AT&T phone or buy an unlocked phone phone that will work with AT&T
A:Answerpoor. this is a low grade smartphone...keep that in mind and don't have any expectations higher than low grade. I would leave this phone right where it is. One of the worst Samsung products I've owned.
A:AnswerYes you can use this phone with a T-Mobile account. I know this for sure because I replaced my old phone with this phone and I have a T-Mobile account