A:AnswerTurboTax Home & Business 2021 Federal + State is the downloadable product and TurboTax Self-employed is the online version of same product. If you have a need to file multiple returns, using the CD/downloaded version may be a better value. Please search the TurboTax Community webpage for "What's the difference between TurboTax Online and TurboTax CD/downloaded versions?" for more details.