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The first person who answered this may not understand the broad subjectivity of your question. Will you be doing exercises on your laptop that involve crunching large amounts of data, such as massive, balky spreadsheets using PowerPivot? How about using R, Python, or SAS on to crunch millions of records in a statistical analysis? Trust me, when you run a 45-minute program only to realize you made a mistake, and it's time to go to bed, you'll be hoping for twice as much processing power. All of that is highly subjective, but you should be aware that there will always be a computational challenge for which you'll benefit from even more power. The question is how often you'll face such a challenge (like running AI on massive Hadoop data) and how much time you'll make available for the project so you don't need twice the power.
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