A:Answer It has android pay. Ultimately I couldn't be bothered to use it because it requires you put a security pin/pattern/password on your watch. Let me repeat that, ON YOUR WATCH. It'd be fine if I had to put it in every time I paid, but instead I'd be putting in a PIN all day long (not every time you went to use the watch, but often enough to cause RAGE). Not the way I want to use a watch.