A:Answer It comes with Apple's version which consists of Pages (Word), Numbers (Excel), and Keynote (Powerpoint). These can open, edit and create the equivalent Microsoft Office program's files and export to PDF as well. Even better, you don't have to pay annually for them (full transparency: there is a non-subscription version of Office but it does not get new feature updates so it's not the best value)! If you're more comfortable with the look and feel of Microsoft Office or you're a more advanced spreadsheet user you may prefer Microsoft 365.