“I want to purchase this phone online and pay $240 so I can lower the monthly payment $10 for the 24 month period. How do I do this in the online purchase process?”
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I could not tell you, but I recommend you go into the store. I had a hard time with the online purchase, especially when buying two phones. Anyway, this does not answer your question, but the reason I decided to say something is to make you aware that the carrier will charge an activation fee, ie Verizon charges $30. This is something I did not see online nor was I told about it in the store.
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