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Hi Ssss. There are no compulsory monthly fees to use any Swann product. The cameras in this kit will all record back to the 64GB SD Card which sits in the back of the DVR box. You will then be able to view the clips that are saved on that SD Card from the Swann Security app on your phone, or via a monitor connected to the DVR box. You can also backup the clips to your personal Dropbox cloud account if you wish to. If 64GB is not enough you can easily swap it to a larger card yourself if you want to (up to 512GB is supported), or Swann also sell models with 1TB or 2TB Hard Drives built in. - SD, Swann Team
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