“Is there a return policy...ie return 30 days I am severely hearing impaired and I was told by a professional to get a low cost smart phone (cell phone I had too much difficulty) with blue tooth capabilities for volume control. How does that work because I would have to activate the phone so I could hear. I hate Verizon so I would be using a no contract pre paid card. thanks. Someone else told me I would need a streamer...thank you. I saw the Samsung Galexgy 86B Memory, S766C that interest me. Thanks, t”