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I have been told previously that you need to have paid for 12 months minimum to get an upgrade. However if there are payments still pending then you have a choice after the 12th payment to trade in your phone meaning hand over the old phone and then get the newer version and the payments start afresh for the new phone at which point you will not be paying for the older phone anymore. Honestly I find it unnecessary unless you are like one of those guys who just wants a new phone every release at what point its just perfect. On the other hand if you want a phone and would replace or upgrade it at a period of 2 years or more I would say buying at during the black friday deals at a good discount would be the best. End of it its your choice and the kind of buyer you are.
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