A:Answer It depends what you're going for.... Unless you want to set up the payment feature of the watch (like apple pay or Samsung pay, etc) I don't recommend spending the extra on the versa se. I knew I'd never use that because I don't even like to have my cards linked to my phone let alone a watch that can so easily be taken advantage of. As for the versa vs. the ionic, for me it was more about the look than the features. I prefer the more rounded look of the versa and usually have my phone on me for any GPS related workouts. If you really want the built in GPS, to not have a phone with you, then the extra cost might be worth it for you... Either way, they are all good products, just have to decide what fits for you.