A:AnswerYes. Wordpad, a "stripped down" version of Microsoft Word, is built into Windows 10, and should be fine for writing stories. Or you could buy a word processing program (or app), or download a free one from the internet.
A:AnswerNo, but you can add an external one via one of its USB slots. They are not expensive. There are numbers across the top row of the keyboard, but not as easy as a numeric keypad.
A:AnswerYes it can. Here is a good example:
https://www.bestbuy.com/site/lg-8x-external-usb-double-layer-dvdrw-cd-rw-drive-black/5852919.p?skuId=5852919
A:AnswerYou will probably have to uninstall Microsoft 365 trial if it is pre-installed on this computer, as I understand that Home and Student probably won't install when another Microsoft suite product like 365 is already there. Go to microsoft web site and search for this situation and the web site should easily walk you through it.
A:AnswerThis laptop has a AMD Athlon Silver 3050U CPU. If the software you are using requires at least an Intel i5, this laptop is not the best option.