A:AnswerThe down payment is the first installment of payments. The phone will be activated. There will most likely be a activation fee. After the down payment the remainder of the balance will be divided into 24 equal payments which are added to your monthly bill. This is on the sprint network. Not sure about other networks. If you don’t pay your bill and your service gets cancelled you still have to pay the balance of the phone. You should just pay your bills
A:AnswerThe XS has a better camera with two lens. Can adjust the depth of field in Portrait mode. Let’s you adjust the level of background after you shoot. Blur to clear!
A:AnswerOnce you buy a phone on a network it is locked to that network. If you wish to unlock it, contact Verizon. But, they may not be able to help you.